We must all suffer one of two things: the pain of discipline or the pain of regret or disappointment.

The amount of life insurance you need depends on your personal circumstances, including your income, debts, and family’s future needs. A good rule of thumb is to aim for 7-10 times your annual salary, but we can tailor the coverage to fit your specific situation.

Term life insurance covers you for a set period, like 10, 20, or 30 years, and is generally more affordable. Whole life insurance, on the other hand, provides lifelong coverage and builds cash value over time. The right choice depends on your needs and goals.

Yes, you can have multiple life insurance policies to cover different needs. For example, you might have a term policy for mortgage protection and a whole life policy for long-term savings or legacy planning.